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Ascentium Capital

|Nonbank Lender|United States
Up to $2,000,000
Loan Amount
650+
Credit Score
$10,000
Monthly Revenue
2 Years
Time in Business

Our Ascentium Capital Review

3.5/ 5.0How we rate

Ascentium Capital is a national nonbank lender headquartered in Kingwood, TX, operating as a division of Regions Bank. It specializes in equipment financing and leasing across a wide range of industries — including healthcare, hospitality, franchising, technology, commercial vehicles, and gas and convenience retail. Businesses can access up to $2,000,000 in financing through equipment finance, term loans, lines of credit, and bridge capital. Minimum requirements include a 650 credit score, two years in business, and $10,000 in monthly revenue. Appears well suited for established businesses with equipment-heavy needs that want the flexibility of a specialized lender backed by a regional bank.

Who Is Ascentium Capital Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Bridge Capital
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
650
Minimum Monthly Revenue
$10,000

Get Started

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Free · Won't affect your credit score

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Quick Overview

Loan AmountUp to $2,000,000
GeographyUnited States
DoughRating
Products4

Ascentium Capital Pros & Cons

Pros

  • Lends nationwide
  • Wide range of financing products

Cons

  • Requires $10,000+ in monthly revenue
  • Requires 2 Years in business

Frequently Asked Questions

Ascentium Capital offers financing in the range of Up to $2,000,000.

Ascentium Capital typically requires a minimum credit score of 650. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Ascentium Capital offers the following financing products: Equipment Finance, Bridge Capital, Line of Credit, Term Loan.

Ascentium Capital requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Ascentium Capital provides financing to businesses across the United States.

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Ascentium Capital Review (2026) | Equipment Finance Lender | BreadRoute