Architect Capital

Architect Capital is a nonbank lender focused on providing non-dilutive, asset-based financing to technology company founders. According to a launch announcement, the firm started with $100 million in capital to serve technology businesses in the US and Latin America. Its underwriting centers on fundamental business metrics rather than credit scores or time-in-business thresholds, and deals start at $1 million. The firm appears well suited for early-stage tech founders who want growth capital without giving up equity or accepting restrictive covenants. Notable deals include a reported minority-stake transaction with OnlyFans. Beyond these confirmed facts, detailed rate, fee, and customer experience data are not publicly available, so borrowers should engage Architect Capital directly to evaluate fit.