Apex Capital Corporation

Apex Capital Corporation is a national nonbank lender founded in 1995 that specializes in invoice factoring, with a particular focus on freight and trucking companies. It offers factoring services on a 24/7/365 basis, which appears well suited for owner-operators and small fleets that need around-the-clock access to working capital tied up in unpaid invoices. The company reports more than 700 five-star reviews on its own website, though third-party verification of that figure is unavailable. One notable concern: a data breach was reported to the Maryland Attorney General on August 15, 2022, which prospective clients should weigh when evaluating the lender. Minimum credit score, revenue, and time-in-business requirements are not publicly specified, so borrowers will need to contact Apex directly to assess eligibility. Overall, Apex appears to be a long-tenured factoring specialist with a transportation-industry focus, making it a reasonable starting point for trucking businesses exploring invoice factoring.