.png&w=256&q=75)
BreadRoute Review
AP Equipment Financing
3.5Our AP Equipment Financing Review
AP Equipment Financing is a Bend, OR-based nonbank lender founded in 1998 that focuses on equipment financing and leasing for small businesses in specialized trades — tree service companies, delivery contractors, septic operators, and similar field-service businesses. Operating nationally, it offers equipment loans, equipment leasing, inventory floor plan financing, fleet management, and vendor financing programs. With over 25 years in business and a managed portfolio that has crossed $1 billion, it brings real depth to niche industries that generalist lenders often overlook. Financing ranges from $10,000 to $10 million, with a minimum 700 credit score and two years in business required. A good fit if you're in one of AP's target trades and want a lender that already understands your equipment and deal structures.
Who Is AP Equipment Financing Best For?
Based on eligibility requirements and available products.
- Businesses that need equipment or machinery financing
Financing Options
Eligibility Requirements
Get Started
Quick Overview
3.5Compare Alternatives
Other Nonbank Lender lenders
AP Equipment Financing Pros & Cons
Pros
- Lends nationwide
Cons
- Requires strong credit (700+ minimum)
- Requires 2 Years in business
Frequently Asked Questions
AP Equipment Financing offers financing in the range of $10,000 to $10,000,000.
AP Equipment Financing typically requires a minimum credit score of 700. Businesses with scores above this threshold are more likely to qualify for favorable terms.
AP Equipment Financing offers the following financing products: Equipment Finance, Inventory Financing.
AP Equipment Financing requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.
AP Equipment Financing provides financing to businesses across the United States.
Claim AP Equipment Financing Profile
Are you a representative of AP Equipment Financing? Claim this profile to verify your information, update details, or request changes to your listing.
For immediate assistance, please contact us at howdy@breadroute.co