Amerisource Business Capital

Amerisource Business Capital is an independent direct lender focused on small and lower middle market businesses across the United States. Founded in 1984 and headquartered in Texas, the firm has deployed over $2.1 billion in loans over its four-decade history and has twice appeared on the Inc. 500. It specializes in asset-based lending, working capital facilities, and revolving credit lines, with additional capacity for equipment finance, inventory financing, accounts receivable, commercial real estate, and sponsor finance. Deals start at $1 million, making Amerisource a fit for established businesses rather than early-stage companies — the lender requires at least two years in business, $100,000 in monthly revenue, and a 650 minimum credit score. Its stated strength is structuring creative solutions for complex or special-situation borrowers, including turnarounds, where conventional bank financing may not be available. Recent deal announcements through mid-2026 suggest the firm remains actively deploying capital.