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BreadRoute Review

AltLine

|Nonbank Lender|United States
Up to $1,000,000
Loan Amount
No Minimum
Monthly Revenue
No Minimum Time in Business
Time in Business

Our AltLine Review

4.0/ 5.0How we rate

Founded in 1936, The Southern Bank has served as a reputable and reliable community lender in its Northeast Alabama footprint for 88 years. While working locally with small and medium-sized businesses, The Southern Bank recognized the consistent need for non-traditional commercial lines of credit. In response, The Southern Bank developed altLINE, an Accounts Receivable based financing platform for commercial customers.

Who Is AltLine Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • B2B businesses with outstanding invoices to unlock

Financing Options

Accounts Receivable Financing
Accounts Receivable
Invoice Factoring

Eligibility Requirements

Time in Business
No Minimum Time in Business
Minimum Monthly Revenue
No Minimum

Quick Overview

Loan AmountUp to $1,000,000
GeographyUnited States
DoughRating
Products3

AltLine Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide

Frequently Asked Questions

AltLine offers financing in the range of Up to $1,000,000.

AltLine does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

AltLine offers the following financing products: Accounts Receivable Financing, Accounts Receivable, Invoice Factoring.

AltLine requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

AltLine provides financing to businesses across the United States.

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AltLine Review (2026) | Accounts Receivable Financing Lender | BreadRoute