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Alliance Capital Corporation

|Nonbank Lender|United States
$10,000 to $10,000,000
Loan Amount
650+
Credit Score
2 Years
Time in Business

Our Alliance Capital Corporation Review

3.5/ 5.0How we rate

Alliance Capital Corporation is a Birmingham, AL-based nonbank lender that has been financing businesses nationwide since 1995. Equipment financing is the core focus, with two clear tracks: Express Financing for deals under $350,000 and Commercial Financing for larger transactions up to $10,000,000. The product range also covers working capital, franchise financing, SBA financing solutions, accounts receivable financing, and inventory financing. To qualify, businesses generally need at least two years of operating history and a 650 minimum credit score. Alliance Capital also runs Bank Partner and Vendor Partner programs, making it a practical option for businesses that want a seasoned, relationship-oriented lender alongside traditional institutions. It appears well suited for established small and mid-sized businesses looking for equipment-focused capital with room to grow into larger deals.

Who Is Alliance Capital Corporation Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit
  • Businesses that need equipment or machinery financing
  • B2B businesses with outstanding invoices to unlock

Financing Options

Equipment Finance
Accounts Receivable
Inventory Financing

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
650

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Quick Overview

Loan Amount$10,000 to $10,000,000
GeographyUnited States
DoughRating
Products3

Alliance Capital Corporation Pros & Cons

Pros

  • Lends nationwide

Cons

  • Requires 2 Years in business

Frequently Asked Questions

Alliance Capital Corporation offers financing in the range of $10,000 to $10,000,000.

Alliance Capital Corporation typically requires a minimum credit score of 650. Businesses with scores above this threshold are more likely to qualify for favorable terms.

Alliance Capital Corporation offers the following financing products: Equipment Finance, Accounts Receivable, Inventory Financing.

Alliance Capital Corporation requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Alliance Capital Corporation provides financing to businesses across the United States.

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Alliance Capital Corporation Review (2026) | Equipment Finance Lender | BreadRoute