Action Capital Corporation

Action Capital Corporation is an Atlanta-based nonbank lender founded in 1959, offering accounts receivable financing, invoice factoring, asset-based lending, and lines of credit to small and mid-sized businesses across the United States. Financing ranges from $50,000 to $7,000,000, with no minimum time in business required and no stated minimum credit score — qualification centers on the creditworthiness of a borrower's customers rather than the borrower itself. Action Capital serves a broad range of industries including government contractors, staffing firms, manufacturers, wholesalers, healthcare businesses, and technology companies. It also offers specialty products such as financing against earned but unbilled revenue, which can be useful for service businesses and government contractors with long billing cycles. With over six decades of operating history, Action Capital appears well suited for businesses that carry strong receivables but may struggle to qualify for traditional bank financing.