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Action Capital Corporation

|Nonbank Lender|United States
$50,000 to $7,000,000
Loan Amount
$50,000
Monthly Revenue
No Minimum Time in Business
Time in Business

Our Action Capital Corporation Review

3.5/ 5.0How we rate

Action Capital Corporation is an Atlanta-based nonbank lender founded in 1959, offering accounts receivable financing, invoice factoring, asset-based lending, and lines of credit to small and mid-sized businesses across the United States. Financing ranges from $50,000 to $7,000,000, with no minimum time in business required and no stated minimum credit score — qualification centers on the creditworthiness of a borrower's customers rather than the borrower itself. Action Capital serves a broad range of industries including government contractors, staffing firms, manufacturers, wholesalers, healthcare businesses, and technology companies. It also offers specialty products such as financing against earned but unbilled revenue, which can be useful for service businesses and government contractors with long billing cycles. With over six decades of operating history, Action Capital appears well suited for businesses that carry strong receivables but may struggle to qualify for traditional bank financing.

Who Is Action Capital Corporation Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • New businesses with limited operating history
  • B2B businesses with outstanding invoices to unlock
  • Businesses with commercial real estate financing needs

Financing Options

Accounts Receivable
Invoice Factoring
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
No Minimum Time in Business
Minimum Monthly Revenue
$50,000

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Quick Overview

Loan Amount$50,000 to $7,000,000
GeographyUnited States
DoughRating
Products4

Action Capital Corporation Pros & Cons

Pros

  • No minimum credit score requirement
  • Startup-friendly no seasoning requirement
  • Lends nationwide
  • Wide range of financing products

Cons

  • Requires $50,000+ in monthly revenue

Frequently Asked Questions

Action Capital Corporation offers financing in the range of $50,000 to $7,000,000.

Action Capital Corporation does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Action Capital Corporation offers the following financing products: Accounts Receivable, Invoice Factoring, Line of Credit, Term Loan.

Action Capital Corporation requires a minimum of No Minimum Time in Business in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

Action Capital Corporation provides financing to businesses across the United States.

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