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BreadRoute Review
Washington Savings Bank
3.5Our Washington Savings Bank Review
Washington Savings Bank is a community bank based in Effingham, IL, serving businesses in the Effingham, Mattoon, and Lerna areas as well as online. Its small-business lending lineup covers lines of credit, term loans, equipment finance, construction finance, and commercial real estate financing. If your business is rooted in central Illinois, this is a locally focused option worth exploring. Businesses outside the region should confirm geographic eligibility before applying.
Who Is Washington Savings Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Washington Savings Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Washington Savings Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Washington Savings Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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