Virginia National Bank

Virginia National Bank is a community commercial bank headquartered in Winchester, Virginia, serving businesses statewide. Its commercial lending lineup covers the core needs most small and mid-sized businesses face: lines of credit for working capital, term loans, equipment finance, commercial real estate financing, and construction finance. Beyond lending, the bank offers treasury management, receivables and payables solutions, and liquidity management — making it a potential one-stop banking relationship for Virginia operators. Rates, minimums, and financing limits aren't publicly listed, so you'll need to contact the bank directly to discuss eligibility and pricing. A good fit if you're an established Virginia business looking for a local banking relationship rather than a fast online lending experience.