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BreadRoute Review
University Bank
3.5Our University Bank Review
University Bank is a community bank headquartered in Ann Arbor, Michigan, serving businesses primarily in Washtenaw County — including Ann Arbor and Ypsilanti. It holds SBA Preferred Lender status, which can mean faster processing for eligible SBA loan applicants. Business products include lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. Rates, minimums, and eligibility details aren't publicly listed, so you'll need to reach out directly. A good fit if you're a small business in the Ann Arbor or Ypsilanti area looking for a local banking relationship with SBA lending capability.
Who Is University Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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University Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
University Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
University Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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