United Bank of Philadelphia

United Bank of Philadelphia is a community bank headquartered in Philadelphia, PA, with more than 30 years in operation. It focuses on serving small businesses and entrepreneurs in the Greater Philadelphia area, offering a practical range of commercial lending products including lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. The bank is also an SBA 7(a) lender, which can be meaningful for borrowers who need longer repayment terms or have difficulty qualifying through conventional channels. As a community-focused institution, it appears well suited for Philadelphia-area small businesses that value a relationship-banking approach over a purely transactional one. Specific rate ranges, minimum revenue requirements, and credit score thresholds are not publicly disclosed, so prospective borrowers should contact the bank directly to discuss eligibility and terms.