Union National Bank and Trust Company of Elgin

Union National Bank and Trust Company of Elgin is a privately held community bank headquartered in Elgin, IL, with roots going back to 1904. It offers a range of commercial lending products for small businesses, including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a long-standing community institution, it appears well suited for local businesses in the Elgin area that prefer working with a relationship-focused bank rather than a larger regional or national lender. Specific eligibility requirements — such as minimum credit score, revenue thresholds, or time in business — are not publicly listed, so prospective borrowers should contact the bank directly to discuss qualification criteria and available financing amounts.