Tri Counties Bank

Tri Counties Bank is a community commercial bank headquartered in Chico, CA, serving businesses across California, Oregon, and Nevada. Its commercial lending lineup covers the core needs most small and mid-sized businesses encounter: lines of credit for working capital, term loans, equipment finance, commercial real estate financing, and construction finance. The bank emphasizes personalized service and tailored lending support — qualities that tend to matter when a deal has complexity or when you'd rather work with a relationship banker than an automated platform. Rates, minimums, and financing limits aren't published publicly, so you'll need to reach out directly to get terms. A good fit if you're based in its footprint and prefer a regional bank over an online lender.