The Tri-County Bank

Tri-County Bank is a family-owned community bank headquartered in Nebraska, founded over 80 years ago. It serves a handful of rural Nebraska communities — O'Neill, Atkinson, Stuart, Bassett, Butte, and Spencer — making it a genuinely local option for small-business borrowers in that footprint. On the business lending side, it appears to offer lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance, alongside agricultural loans that reflect the region it serves. Specific rates, minimum qualifications, and loan amounts are not publicly detailed, so borrowers will need to contact the bank directly for those particulars. One noted caution: Tri-County Bank has flagged reports of spoofed phone calls impersonating the bank, so borrowers should verify contact information through the official website before sharing sensitive information.