The Stock Exchange Bank, Caldwell, Kansas

The Stock Exchange Bank is a family-owned community bank headquartered in Caldwell, Kansas, with four generations of family ownership and roughly 140 years in operation. It serves south-central Kansas and maintains at least one branch in Arkansas City. For small businesses, it offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. BauerFinancial has awarded it a 5-Star rating, its highest designation, which reflects strong financial health metrics. As a long-tenured community bank, it appears well suited for established businesses in south-central Kansas seeking relationship-based lending rather than a high-volume, tech-driven process. Specific rates, minimums, and approval criteria are not publicly disclosed, so prospective borrowers should contact the bank directly to discuss their situation.