The Lincoln National Bank of Hodgenville

Lincoln National Bank of Hodgenville is a community commercial bank headquartered in Hodgenville, Kentucky, serving businesses primarily across the state. The bank carries an A health rating from DepositAccounts.com, backed by a solid loan portfolio of roughly $347.9MM and deposits of $370.3MM as of Q4 2025 — a reasonable sign of financial stability for a community institution. Agricultural lending is a noted specialty, which fits the bank's rural Kentucky roots, though its business product lineup extends to lines of credit, commercial real estate financing, construction finance, equipment finance, and term loans. Minimum requirements for revenue, credit score, and time in business are not publicly disclosed, so prospective borrowers will need to contact the bank directly to gauge eligibility. Lincoln National Bank appears well suited for Kentucky-based small businesses — particularly those in agriculture or rural industries — looking for a relationship-oriented community lender.