The Hershey State Bank

The Hershey State Bank is a community commercial bank headquartered in Hershey, Nebraska, primarily serving businesses and agricultural borrowers across the state. As an SBA Preferred Lender status holder, it can process certain SBA loans in-house, which may speed up approval timelines for eligible applicants. Its small-business product lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — a solid range for Nebraska-based operators in farming, ranching, or main-street businesses. Specific rate ranges, minimum revenue requirements, and credit score thresholds are not publicly disclosed, so prospective borrowers will need to contact the bank directly to get qualification details. Community sentiment on Facebook points to active local involvement. For rural Nebraska businesses looking for a relationship-oriented bank with agricultural lending depth and SBA capabilities, Hershey State Bank appears worth a conversation.