The Harbor Bank of Maryland

The Harbor Bank of Maryland is a Baltimore-based community bank serving businesses across Maryland. As both a certified Minority Depository Institution (MDI) and a Community Development Financial Institution (CDFI), it has a stated mission of supporting underserved communities — making it a particularly relevant option for minority-owned businesses or those operating in markets where larger banks often don't engage. Its commercial lending lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank is FDIC-insured and carries a well-established reputation with a strong track record of accredited operation. Specific rates, minimums, and approval criteria aren't publicly listed, so you'll need to contact the bank directly to get terms.