The First National Bank of Ava

The First National Bank of Ava is a community commercial bank headquartered in Ava, founded in 1917. It offers small businesses a practical range of financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance, alongside standard deposit and digital banking services. Agricultural lending appears to be a specialty alongside small business credit. A November 2023 OCC Community Reinvestment Act evaluation rated the bank's lending test 'Outstanding,' suggesting a meaningful commitment to serving its local community. Specific rates, minimum qualifications, and geographic reach are not publicly disclosed, so prospective borrowers should contact the bank directly to confirm eligibility and current terms. The bank appears well suited for small businesses and agricultural operators seeking a relationship-oriented community lender with more than a century of operating history.