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BreadRoute Review
The Farmers State Bank
3.5Our The Farmers State Bank Review
The Farmers State Bank is a community bank headquartered in New Madison, Ohio, with roots going back to 1911. It serves Ohio-based businesses and individuals, with a particular strength in agricultural lending. For business borrowers, the bank offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Its long operating history and community-bank model make it a natural fit for local businesses — especially those in agriculture or rural industries — that value a relationship-driven approach over a national lender.
Who Is The Farmers State Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
The Farmers State Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
The Farmers State Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
The Farmers State Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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