The Chesapeake Bank & Trust Co.

The Chesapeake Bank & Trust Co. is an independent community bank headquartered in Chestertown, Maryland, with roughly 125 years of operating history. It offers a range of business financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance, alongside personal banking and wealth management services. As a community bank, it appears well suited for small businesses in the Maryland region seeking a relationship-oriented lender rather than a large institutional one. No specific minimums for credit score, revenue, or time in business are publicly listed, so prospective borrowers should contact the bank directly for eligibility details. Notably, American Banker has named Chesapeake Bank & Trust one of the Best Banks to Work For every year since 2013 — a signal of stable internal culture that often correlates with consistent client service.