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BreadRoute Review
The Bank of Tampa
3.5Our The Bank of Tampa Review
The Bank of Tampa is a community commercial bank headquartered in Tampa, FL, serving businesses across the Tampa Bay area since 1984. As an SBA Preferred Lender, it can process SBA-guaranteed loans in-house — typically a faster path than working with non-preferred lenders. Its commercial lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank also offers wealth management services, making it a practical single-relationship option for business owners who want to consolidate commercial banking and personal finance under one roof. Appears well suited for established Tampa Bay businesses looking for a relationship-oriented community bank with local roots.
Who Is The Bank of Tampa Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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The Bank of Tampa Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
The Bank of Tampa does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
The Bank of Tampa offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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