Synchrony Bank

Synchrony Bank is a nationally chartered, FDIC-insured commercial bank operating across the U.S. It is primarily known for retail credit card partnerships and consumer savings products — including high-yield savings accounts, CDs, money market accounts, and CareCredit. While equipment finance, construction finance, commercial real estate financing, lines of credit, and term loans are associated with Synchrony's offerings, its public-facing focus leans heavily toward consumer and retail financing. If you're a small business owner considering Synchrony for commercial products, it's worth confirming directly with them that the specific product you need is actively available to your business type.