Sumitomo Mitsui Trust Bank (U.S.A.) Limited

Sumitomo Mitsui Trust Bank (U.S.A.) Limited is the U.S. arm of a Japanese financial institution, founded in 1987 and headquartered in Hoboken, NJ. Its core operations focus on institutional services — global custody, securities lending, cash management, and settlement functions across 90 markets worldwide, with bilingual English/Japanese capabilities. The bank is listed as offering equipment finance, construction finance, commercial real estate financing, lines of credit, and term loans, though its publicly documented focus is institutional in nature. If you're a smaller business pursuing those lending products, it's worth contacting the bank directly to confirm whether commercial lending to your business type is currently available.