.png&w=256&q=75)
BreadRoute Review
State Bank of Texas
3.5Our State Bank of Texas Review
State Bank of Texas is a Dallas-based community bank founded in 1987 that lends nationally. It has built a notable niche as one of the largest community bank lenders to the hospitality industry, making it a particularly strong fit for hotel and motel operators seeking a lender that understands the space. Beyond hospitality, the bank offers a broad commercial lineup — lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance — and emphasizes fast closings and quick credit decisions. Backed by strong financial ratings and nearly four decades of operating history, it's a well-capitalized institution worth considering for hospitality-focused deals or general commercial borrowing needs.
Who Is State Bank of Texas Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
Get Started
Compare Alternatives
Other Commercial Bank lenders
State Bank of Texas Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
State Bank of Texas does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
State Bank of Texas offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
Claim State Bank of Texas Profile
Are you a representative of State Bank of Texas? Claim this profile to verify your information, update details, or request changes to your listing.
For immediate assistance, please contact us at howdy@breadroute.co