Square Financial Services, Inc.

Square Financial Services is an FDIC-insured industrial bank and subsidiary of Block, Inc., serving small businesses nationwide. Its financial products are deeply integrated with Square's payment and point-of-sale ecosystem — lending decisions draw on a merchant's Square sales history, making it a natural fit for established Square sellers. Products include business checking and savings accounts, business loans, lines of credit, term loans, credit cards, and — per its listed offerings — equipment finance, commercial real estate financing, and construction finance. If your business already runs on Square, the tight integration between your transaction data and your financing options is a genuine advantage. Businesses outside the Square ecosystem may find fewer entry points.