Southern Bank

Southern Bank is a community commercial bank with roughly 125 years of operating history, serving businesses across Missouri, Arkansas, Illinois, and South Carolina. Its small-business lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — alongside agriculture loans and treasury management. Customers consistently highlight personalized service and responsive lender relationships, which is what you'd hope for from a bank with this kind of community-banking track record. Rates, approval criteria, and financing amounts aren't publicly listed, so you'll need to engage directly to gauge fit. If you're comparing options, confirm you're working with southernbank.com, as several regional institutions share similar names.