Solera National Bank

Solera National Bank is a federally chartered commercial bank headquartered in Lakewood, CO, serving borrowers nationwide through a digital platform backed by dedicated relationship managers. Its product range covers the core commercial needs — lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — alongside a notable specialty in self-directed IRA lending and non-recourse loans, a niche rarely served by mainstream banks. Solera also maintains a dedicated non-profit banking practice. Because it operates digitally, geography is rarely a barrier. Rates and qualification minimums aren't publicly listed, so a direct conversation is the fastest way to size up fit.