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BreadRoute Review
Security Savings Bank
3.5Our Security Savings Bank Review
Security Savings Bank is a family-owned community bank headquartered in Oak Island, NC. For small-business borrowers, it offers a practical range of commercial products — lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Agricultural lending is a noted specialty, making it a potential fit for rural and farm-related businesses. Beyond lending, the bank provides wealth management, trust services, and insurance, giving established owners a single relationship for both capital and financial planning. Specific eligibility requirements and geographic service area are best confirmed directly with the bank.
Who Is Security Savings Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Security Savings Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Security Savings Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Security Savings Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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