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BreadRoute Review
Scale Bank
3.5Our Scale Bank Review
Scale Bank is a community commercial bank headquartered in Edina, MN, with more than 50 years of operating history. It serves small and mid-sized businesses with term loans, lines of credit, equipment financing, commercial real estate financing, and construction finance. What sets it apart from most community banks is its specialty funding offering — including warehouse lending and accounts receivable financing — designed for other lenders and businesses with more complex capital needs. Treasury services, merchant services, lockbox solutions, and fraud prevention round out the business banking suite. Minimum eligibility requirements aren't publicly listed, so reaching out directly is the best way to gauge fit. A good option if you're looking for a relationship-oriented community bank with a broader-than-average specialty finance menu.
Who Is Scale Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Scale Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Scale Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Scale Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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