.png&w=256&q=75)
BreadRoute Review
Ridgewood Savings Bank
3.5Our Ridgewood Savings Bank Review
Ridgewood Savings Bank is a community bank headquartered in Ridgewood, NY, with over a century of operating history and a solid reputation among the businesses and individuals it serves. For business borrowers, it offers lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. The bank also runs a wholesale lending division and consumer programs such as its Homebuyer Dream Suite, which provides up to $45,000 in grant assistance for eligible homebuyers. Qualification requirements and geographic lending footprint aren't publicly listed, so you'll want to contact the bank directly to discuss eligibility. A good fit if you're looking for a relationship-oriented community bank with a broad commercial lending menu.
Who Is Ridgewood Savings Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
Get Started
Compare Alternatives
Other Commercial Bank lenders
Ridgewood Savings Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Ridgewood Savings Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Ridgewood Savings Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
Claim Ridgewood Savings Bank Profile
Are you a representative of Ridgewood Savings Bank? Claim this profile to verify your information, update details, or request changes to your listing.
For immediate assistance, please contact us at howdy@breadroute.co