Republic Bank of Arizona

Republic Bank of Arizona is a Phoenix-based commercial bank serving businesses throughout Arizona. Its lending menu covers the core commercial needs — lines of credit, term loans, equipment finance, commercial real estate, and construction finance — alongside a specialty in hard money lending for borrowers who need asset-based flexibility. Eligibility details such as minimum credit score, revenue, and time in business aren't publicly listed, so reaching out directly is the best way to gauge fit. A good option if you're an Arizona-based business looking for conventional commercial products or a lender comfortable with hard money structures.