Quontic Bank

Quontic Bank is a federally chartered, CDFI-certified community bank headquartered in Astoria, NY, serving borrowers nationwide as a digital bank. Its core identity is mission-driven lending — most notably non-traditional mortgages and ITIN loans for non-US citizens. On the commercial side, Quontic lists equipment finance, construction finance, commercial real estate financing, lines of credit, and term loans among its offerings. The bank carries a strong reputation among its customers, with consistently high marks across independent banking review outlets and reviewers frequently citing smooth processes and knowledgeable staff. If you're a small-business owner also navigating non-traditional or ITIN mortgage needs, Quontic is worth a close look — though it's worth confirming current commercial product availability directly with the bank before applying.