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BreadRoute Review
Putnam County Bank
3.5Our Putnam County Bank Review
Putnam County Bank is a state-chartered, FDIC-insured community bank headquartered in Hurricane, WV, serving Putnam County and the surrounding region. Founded in 1901, it brings more than a century of local banking history to businesses in the area — and a well-established reputation among the customers it serves. For small-business borrowers, the bank offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance, with lending decisions made locally by bankers who know the regional market. Specific rates, minimum qualifications, and financing amounts aren't publicly listed, so contact the bank directly to discuss your situation. A good fit if you're an established business in greater Putnam County looking for a relationship-driven lender with deep local roots.
Who Is Putnam County Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Putnam County Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Putnam County Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Putnam County Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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