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Putnam 1st Mercantile Bank

|Commercial Bank

Our Putnam 1st Mercantile Bank Review

3.5/ 5.0How we rate

Putnam 1st Mercantile Bank is a community commercial bank headquartered in Cookeville, Tennessee, serving businesses across the Smoky Mountain region of East Tennessee. Its small-business lending lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a community bank, it appears well suited for local businesses that prefer a relationship-based approach over the transactional experience of an online lender. Qualifying criteria aren't publicly listed, so you'll want to reach out directly to discuss your situation.

Who Is Putnam 1st Mercantile Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5
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Putnam 1st Mercantile Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Putnam 1st Mercantile Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Putnam 1st Mercantile Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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