Plumas Bank

Plumas Bank is a community commercial bank headquartered in Quincy, CA, serving businesses across Northeastern California, Northern Nevada, and into Southern Oregon. As an SBA Preferred Lender, it can process SBA loan approvals in-house — typically faster than working with a non-preferred lender. Its product lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank also runs a dedicated agricultural lending division, making it a practical choice for farm and ranch operations in the region. No minimum credit score, revenue, or time-in-business thresholds are published, so you'll want to reach out directly to gauge fit. Appears well suited for established businesses within its regional footprint looking for a relationship-oriented bank.