Piedmont Federal Savings Bank

Piedmont Federal Savings Bank is a community bank headquartered in Winston-Salem, NC, with roots stretching back over 100 years. It serves borrowers across the greater Winston-Salem, Greensboro, Clemmons, and Wake Forest areas of North Carolina. For small businesses, the bank offers a practical range of financing options including lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. As a community-focused institution, it appears well suited for North Carolina-based businesses that prefer a local banking relationship over a national lender. The bank has earned recognition as a top mortgage lender—voted Best Mortgage Lender by Winston-Salem Journal readers eleven years running—suggesting strong community standing, though specific business loan terms, rates, and qualification requirements are not publicly disclosed. Borrowers looking for transparent upfront rate information may need to engage the bank directly to get a complete picture.