Park State Bank & Trust

Park State Bank & Trust is a community bank headquartered in Woodland Park, Colorado, focused on serving local businesses and residents across Colorado. It offers a practical range of commercial financing options including lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. The bank also partners with other community development lenders — a 2025 collaboration with Native American Bank on a Woodland Park restaurant and event center project illustrates its willingness to work on place-based community deals. As a community bank, it appears well suited for Colorado-based small businesses that prefer a relationship-banking approach over an online-first lender. Specific rates, fees, minimum credit scores, and revenue requirements are not publicly disclosed, so prospective borrowers should contact the bank directly to understand eligibility and product terms.