Pacific Alliance Bank

Pacific Alliance Bank is a California-based commercial bank founded in 2006 and headquartered in Los Angeles and Orange Counties. It appears to focus primarily on serving businesses in the greater Southern California market. For small-business borrowers, the bank offers a practical range of lending products including lines of credit, term loans, commercial real estate financing, construction loans, equipment finance, and SBA loans — a fairly comprehensive lineup for a community bank of its size. Deposit and cash-management services round out the business banking offering. Because Pacific Alliance Bank operates as a community institution, businesses outside California are unlikely to be served. No specific rate ranges, minimum revenue thresholds, or credit score requirements are publicly listed, so prospective borrowers will need to contact the bank directly to gauge qualification criteria. The bank appears well suited for California-based businesses seeking a relationship-oriented lender with commercial real estate or SBA loan needs.