Olympia Federal Savings and Loan Association

Olympia Federal Savings and Loan Association is a mutual savings institution headquartered in Olympia, WA. As a mutual organization, it answers to depositors and borrowers rather than outside shareholders — a structure that can align its incentives more closely with the communities it serves. For small-business borrowers, Olympia Federal offers a practical range of products: lines of credit, term loans, equipment finance, commercial real estate loans, and construction finance. The institution appears to specialize in commercial real estate and also provides business advisory services alongside lending. Customer sentiment, while limited in volume, skews positive — reviewers highlight long-term relationships, personalized service, and a community-bank atmosphere. Geography served is not formally published, but the Olympia, WA base suggests a Pacific Northwest focus. Minimum credit score, revenue, and time-in-business requirements are not publicly disclosed, so prospective borrowers should contact the institution directly to confirm eligibility.