New Millennium Bank

New Millennium Bank is a community bank headquartered in Fort Lee, New Jersey, founded in 1999. It operates across New Jersey, New York, and Georgia, with a stated focus on small business financing and serving underserved communities. The bank is an SBA lender, which adds a structured, government-backed lending option alongside its conventional products. Business borrowers can access lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Specific rate ranges, minimum credit score requirements, and revenue thresholds are not publicly disclosed, so prospective borrowers will need to engage directly to understand eligibility. Its community development orientation appears to make it a reasonable starting point for small businesses in its footprint that may have difficulty accessing capital through larger institutions.