Mutual Savings Bank

Mutual Savings Bank is a community bank headquartered in Franklin, Indiana, with four locations serving Johnson County across Franklin, Stones Crossing, and Trafalgar. Founded over 130 years ago, it operates as a locally rooted institution focused on personal and commercial banking for its surrounding communities. For business borrowers, it offers a range of commercial lending products including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Specific rate ranges, minimum credit score requirements, revenue thresholds, and time-in-business criteria are not publicly disclosed, so prospective borrowers will need to contact the bank directly to assess eligibility. Mutual Savings Bank appears best suited to businesses located within Johnson County, Indiana, that value a long-standing community banking relationship over a high-speed digital lending experience.