Municipal Trust and Savings Bank

Municipal Trust and Savings Bank is a community bank headquartered in Bourbonnais, Illinois, founded in 1971 and serving Kankakee County. As an FDIC-insured institution with over five decades of local banking history, it offers a range of business financing options including lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. Its community banking roots suggest a relationship-driven approach that may suit local small businesses better than national lenders. The bank is also known for land trust services and mortgage lending. Because it operates in a defined geographic footprint, businesses outside Kankakee County will likely find it out of reach. Specific rates, minimum qualifications, and loan amounts are not publicly detailed, so prospective borrowers should contact the bank directly to understand eligibility and pricing.