Minnesota First Credit and Savings, Incorporated

Minnesota First Credit and Savings, Incorporated is a Rochester, MN-based financial institution founded in 1956. It offers small businesses a practical range of commercial financing options, including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The institution appears to take a relationship-driven approach — website testimonials highlight quick loan approvals, experienced staff, and personalized one-on-one service, which may appeal to business owners who prefer working with a community-oriented lender rather than a large bank. Specific details on minimum credit scores, revenue thresholds, loan amounts, or geography served are not publicly disclosed, so prospective borrowers should contact Minnesota First directly to understand qualification requirements. With nearly seven decades in operation, the institution appears well suited for established local businesses seeking a familiar, community-focused lending partner.