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BreadRoute Review
Millennium Bank
3.5Our Millennium Bank Review
Millennium Bank is a community commercial bank headquartered in Des Plaines, IL, serving businesses in the Midwest and North Georgia. It operates as an SBA lender alongside a full suite of commercial financing options — including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. A good fit for small and mid-sized businesses looking for a community bank with SBA lending capabilities in those regions.
Who Is Millennium Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Millennium Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Millennium Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Millennium Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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