MidSouth Bank

MidSouth Bank is an independent community bank serving businesses in Alabama and Florida, with over a century of operating history behind it. For commercial borrowers, it offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a community bank, it may be a good fit if you prefer a relationship-driven lending experience over the automated underwriting of larger banks or online lenders. Qualification criteria — including minimum credit score, revenue, and time in business — aren't published publicly, so you'll need to reach out directly to explore your options.