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BreadRoute Review
Metropolitan Bank and Trust Company
Our Metropolitan Bank and Trust Company Review
Metropolitan Bank and Trust Company is a New York-based commercial bank serving businesses with ties across the Philippines, China, Taiwan, Japan, and the United States. Its strongest suit is international trade finance — Import, Export, Standby, and Transferable Letters of Credit, Documentary Collection, EX-IM Bank Guarantee programs, and cross-border wire transfers — making it a natural fit for importers, exporters, and businesses with active Asia-Pacific trade flows. For small-business borrowers, the bank also offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Specific rates, minimums, and eligibility requirements aren't publicly detailed, so reaching out directly is the best next step.
Who Is Metropolitan Bank and Trust Company Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Metropolitan Bank and Trust Company Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Metropolitan Bank and Trust Company does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Metropolitan Bank and Trust Company offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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