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BreadRoute Review
Medallion Bank
3.5Our Medallion Bank Review
Medallion Bank is a Utah-chartered commercial bank headquartered in Murray, UT, serving borrowers nationwide. Its core strength lies in point-of-sale consumer financing — particularly RV and boat loans originated through dealer networks — alongside home improvement financing facilitated through contractors. The bank also powers loan products for fintechs and other platforms through a banking-as-a-service division. Commercial products listed include equipment finance, construction finance, commercial real estate financing, lines of credit, and term loans, though the bank's primary public-facing identity skews toward consumer and specialty lending. If you're a small-business owner exploring its commercial offerings, it's worth confirming current availability and terms directly with Medallion Bank.
Who Is Medallion Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Medallion Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Medallion Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Medallion Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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