Luminate Bank

Luminate Bank is a commercial bank headquartered in Minneapolis, MN, serving businesses in Minnesota and, for some products, nationwide. Its business lending lineup covers equipment finance, construction finance, commercial real estate financing, lines of credit, and term loans — a solid range for small and mid-sized businesses with conventional borrowing needs. The bank also has a strong presence in mortgage and home lending, including first-time homebuyer programs. Specific rates, minimums, and eligibility criteria aren't publicly listed, so you'll need to reach out directly to assess fit. Appears well suited for Minnesota-based businesses looking for a community bank with a traditional product suite.